As a consumer culture, we are constantly bombarded by advertisements in the air, our social media marketing and advertising for our jam. This has led to lifestyles constantly shopping around to find the best deal, the best products and the best experience. However, one arena that this occurs is less in health.
Why not be the health of the consumer culture? Health is comprised of material goods such as medicines and medical equipment such as walkers. Health consists of transactions, as distributed by the insurance provider. Health is ultimately experience: how your visit to Doctora € ™ s office? How clean was the hospital room during your stay? How do you treat your specialist? Not only the health of the sum of all these things, is also much more powerful than what the company offers the latest generation of the Internet or your Smartphone.
Health care reality though, there is often no opportunity to shop. If you really need health care, you really need health care, that is when you are having chest pain you will not spend a week researching which hospital has the lowest rate of nosocomial infections (hospital acquired infections) and the best cardiology unit. This is why it is very important to find all your main provider (such as a doctor or dentist you are) as well as providers of emergency during times when you do not need their services. Some questions to ask are:
- The general practitioner is not far from my home?
The best GP maybe an hour away, but can you make it that far when you suffer with high temperature and stomach ache?
- Whatâ € ™ s the best hospitals in your area? How close is it? Do you know if the ambulance service take your insurance, and if so, how much would you charge?
- Specialists like dermatologists or cardiologists What could you potentially need? What is the wait time to get an appointment?
Many people are surprised to find that some general practitioners in the area they take existing clients or wait 4-6 months to get in to see a medical professional that they need. This is an important fact to know BEFORE your emergency. When you really are in need of help, you are more likely to make rash decisions despair, which can lead to dissatisfaction with the service, as well as higher bills.
So what do you do to find the market price for your medical services? First, determine your benefits. What exactly is covered by your insurance? Is your insurance take care of such a special visit gynecological exams or medical examination? Which part of your insurance covers emergency visits and hospital admission? Do you have additional benefits, which can extend your coverage?
After doing some research on what your insurance covers and where you can use it, get an idea of the average healthcare costs some services you may require. Not only can call, there are also some great resources on the Internet. Check the Healthcare Blue Book (http://www.healthcarebluebook.com), which estimates the cost of a free guide service in your area, similar to the handbook for automotive purchases.
So what hospital stay looks like if you do not have any insurance? Take the example of Janet, a 74 year old woman who traveled to the U.S. to visit family for the holidays. Janet has travel insurance, which will restore him to a select number of emergency visits and medication during his stay in the United States. Janet does not have health problems prior to listing on travel insurance, its premiums so low and she felt comfortable with her coverage.
Unfortunately, during his travels he has found that high blood pressure is the blood pressure becomes so high that he had to visit the emergency room to receive treatment immediately. For four hours he lived, he had an electrocardiogram, CT scan, blood was taken, and urinalysis performed. He was also given antihypertensive drugs and be seen by a doctor, four nurses, one nursing aide, a phlebotomist, was taken to see the CT technology by the porter, and was treated in hospital by hospital administrators. The antihypertensive prescribed by a doctor and given to him by an effective nurse, and she was discharged home with her blood pressure at a healthy level and prescriptions for anti-hypertensive.
His total stay in the hospital for four hours charged to a credit card is $ 700. Many people ask why this is so much? Janet has been seen by more than ten people (all with different salaries), not to mention those who cleaned Janeta € ™ s room and filed a document after it runs out. In addition to implementing the physical body care, Janet had some tests done which takes a lot of inventory, machinery, and software. It takes a community to effectively staff the hospital, all with different knowledge and skills. Be prepared for this cost increase because you are looking for services and more specialized practitioners.
Regardless of your medical problems (or lack of problems), it is important to be prepared, such as Janet. Despite having no medical problems before he was taking health insurance, which ultimately save large sums of money after he was replaced by his travel insurance company. He knew where the hospital and the nearest pharmacy if needed. However, back in Janeta € ™ s hometown, Janet does not have a general practitioner because of his recently retired. He did not seek GP nor did she realize the local walk-in clinic that he could visit, now he no longer has a GP.
We need to start treating our bodies like our cars. We take insurance emergency services in case we get stranded, we took our car in for periodic tune-ups, and when we started to sound funny to go to a car shop, which we have researched and therefore believe. I have previously discussed the importance of preventive care, but really the key to maintaining your health BEING PREPARED. So start to make your car œemergency â € We €? and get acquainted with the medical services in your area - your body will thank you.
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